Accident and Sickness
It is recognised that 35% of accident and sickness claimants can benefit from simple advice relating to
- Musculoskeletal complaints.
- Recovery times for damaged joints,
- Soft tissue injuries,
- Some back complaints,
- Broken limbs and many other conditions reduced by physiotherapy if treated early enough.
Other methods used by insurers are as follows.
- Use of medical consultants to speed up better treatment.
- Advice packs and exercise instructions.
- Physiotherapy sessions.
- Sometimes even paying for a private operation.
- If there is no hope of recovery within the maximum benefit period the insurer may agree to settle the claim in full early.
There are also some developments in the treatment of mental disorders and in particular stress management.
Most customer’s would prefer to return to work rather than receive payments. So the above are welcomed developments.