<%@LANGUAGE="VBSCRIPT"%>
<%
option explicit
%>
<%
dim rsArticles, sSQL, gStr
set rsArticles = server.createobject("adodb.recordset")
rsArticles.cursorlocation = 3
sSQL = sSQL & "SELECT TOP 10 Articles.Article_ID, Articles.Article_Title, Articles.Article_Excerpt, "
sSQL = sSQL & "Articles.Article_Content, Articles.Article_Posted, Articles.Article_Comments, "
sSQL = sSQL & "Articles.Article_Images, Categories.Category_ID, Categories.Category_Title, Users.User_ID, "
sSQL = sSQL & "Users.User_Name FROM FB_Users AS Users INNER JOIN (FB_Categories AS Categories "
sSQL = sSQL & "INNER JOIN FB_Articles AS Articles ON Categories.Category_ID = Articles.Article_Category_ID) "
sSQL = sSQL & "ON Users.User_ID = Articles.Article_User_ID WHERE Article_Status = 1 AND Article_Level = 0 "
sSQL = sSQL & "ORDER BY Article_Posted DESC;"
rsArticles.open sSQL, adoConn
Do While Not rsArticles.EOF
gStr = gStr & "
" & vbCrLf
rsArticles.MoveNext
Loop
%>
<%=gStr%>
Residential factors
In the past residential factors and climatic conditions were considered to have an impact of life expectancy, but nowadays that is much less significant. This is due to advancement in medical and public health, transport, housing and generally in utility and infrastructure services.
Many life offices issue polices that are valid no matter what country the life insured lives in. However when the risk is underwritten the life office will take into account the country of domicile of the life insured and may need to take into account political, stability and war risks. Examples from time to time have been parts of Africa, Middle East and Southern Asia. The proposer’s reason for living abroad and perhaps their occupation may have an impact on the risk. For instance a police inspector may present a higher risk than an engineer.
Tropical countries may present a higher health risk due to poor sanitation, tropical diseases and in some cases less sophisticated medical facilities. Working in isolated areas my represent greater risk.
If there is no intention to move abroad then the life office may issue a world wide policy at no extra premium charge. However if moving abroad is contemplated then the life office may well charge a loaded premium for a world wide policy. The load on the premium may be removed when the life insured permanently returns to the UK.
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Financial Factors