<%@LANGUAGE="VBSCRIPT"%>
<%
option explicit
%>
<%
dim rsArticles, sSQL, gStr
set rsArticles = server.createobject("adodb.recordset")
rsArticles.cursorlocation = 3
sSQL = sSQL & "SELECT TOP 10 Articles.Article_ID, Articles.Article_Title, Articles.Article_Excerpt, "
sSQL = sSQL & "Articles.Article_Content, Articles.Article_Posted, Articles.Article_Comments, "
sSQL = sSQL & "Articles.Article_Images, Categories.Category_ID, Categories.Category_Title, Users.User_ID, "
sSQL = sSQL & "Users.User_Name FROM FB_Users AS Users INNER JOIN (FB_Categories AS Categories "
sSQL = sSQL & "INNER JOIN FB_Articles AS Articles ON Categories.Category_ID = Articles.Article_Category_ID) "
sSQL = sSQL & "ON Users.User_ID = Articles.Article_User_ID WHERE Article_Status = 1 AND Article_Level = 0 "
sSQL = sSQL & "ORDER BY Article_Posted DESC;"
rsArticles.open sSQL, adoConn
Do While Not rsArticles.EOF
gStr = gStr & "
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rsArticles.MoveNext
Loop
%>
<%=gStr%>
Government intervention first manifested itself with the Life Insurance Act 1774. Before this act came into being any one could take out a policy on anyone else. People would insure the lives of public figures, generals and criminals in the hope of making money in the event of their death. It became a form of gambling. This act did away with that, by making it a requirement that the person taking out the policy must have an insurable interest on the life insured.
The next major Government intervention was in the form of the Policies of Insurance Act 1870. Before this act life insurance offices could conduct their business in whatever way they wanted but this lead to a number of spectacular insurance company failures. The Polices of Insurance Act 1870 was the start of a ream of regulation designed to provide the Government with more control on how insurance offices went about their business and the financial controls in force.
There were the;
- Friendly Society Acts 1896 and 1992,
- Insurance Companies Act 1909,
- Industrial Insurance Act 1923,
- Insurance Companies Acts 1958, 1974, 1981 and 1982,
- Companies Act 1967,
- Policy Holders Act 1975.
Other Acts which whist not specifically aimed at insurance companies, still have an effect are,
- Fair Trading Act 1973,
- Data protection Act 1998,
- Access to Medical Reports Act 1988,
- Disability Discrimination Act 1995,
- The Financial Services Acts 1986,
- The Financial Services and markets Act 2000.
The last two acts had a major impact on how life insurance was marketed and sold, by introducing several rules and regulations. In addition there have been several European Union Directives.
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