Initial Disclosure Document
1. The Financial Services Authority (FSA)
The FSA is the statutory body that regulates financial services. It's rules require us to give you this document. We suggest you use this information to decide if our services are right for you.
2. What range of products do we offer?
We only offer products from a limited number of insurers. Please feel free to ask us for a list of the insurers and products we offer.
3. What service will we provide you with?
We will usually advise and make a recommendation for you after we have assessed your needs.
4. What will you have to pay us for this service?
No fee is payable.
5. Who are we regulated by?
British Insurance Ltd Limited is authorised and regulated by the Financial Services Authority under FSA registration number is 304737.
Our permitted business is advising on non-investment insurance products.
You can verify this information on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.
6. What to do if you have a complaint
We pride ourselves on the quality of our service. In the unlikely event that you wish to register a complaint please contact us:
In writing:
British Insurance Ltd LIMITED
CLIVEDEN CHAMBERS
CLIVEDEN PLACE
LONGTON STOKE ON TRENT
STAFFORDSHIRE ST3 4JB
By telephone: 0870 240 3946
By email: mail@British Insurance Ltd.co.uk
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
7. Financial Services Compensation Scheme (FSCS)
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.
Further information about compensation scheme arrangements is available from the FSCS.