UK Insurance Online

Cosmic Assurance

Web Site Information Payment Protection and Life Insurance for the UK market. We believe that we can offer some of the best products available and at the best prices.

This site also contains one of the web's largest resources relating to mortgage protection insurance and life insurance.

If you wish to protect your income, British Insurance can also supply Income Protection Insurance.

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UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities
With almost two thirds of university entrants from England and Wales who applied for maintenance grants for this year being unsuccessful, and the average graduate owing ??13,501 when they leave, according to Barclays, combined with a survey by High Fliers Research showing that only 21% of students were confident of managing to enter a graduate-level job this year, it is not surprising that there is a feeling of gloom hanging over many UK university entrants.

How to Choose Wisely a Credit Card
So, you've made the decision to apply for a credit card. It's an important step for any consumer. Whether this is your first application in an effort to establish your credit, an addition to your existing credit card portfolio, or a plan to re-establish unsatisfactory credit, it is critical to research and fully understand the plans associated with various types of credit cards.

Budgeting Your Way to Financial Freedom
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking your sources of income and more importantly tracking your expenses. It is novel tool for controlling your expenses and making you aware of how you spend your money. At the outset, budgeting may seem to be onerous and boring, particularly for those of us who hate numbers. But once you realize the benefits emanating from it, you will find it an interesting exercise. Even businesses, whether small or large, use budgeting as a tool to achieve their financial goals. It is, in fact, an integral part of managing an organization.

How to Save for A Down Payment
Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.

University: A Course in Personal Finance
Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the need to seriously think through the merits of going to University.

News:
Self Employed? Keep your accounts up to date

New Personal Finance Site Launched

An Award Winning Mortgage Insurance Policy from Cosmic Assurance

Mortgage Payment Protection Insurance is the name of the product that is sometimes called Mortgage Insurance or Income protection.

This insurance is designed to make sure that you do not get into debt or miss your mortgage payments should you have an accident or become unemployed through no fault of your own. If you would like to be sure that you are choosing the correct cover and level of cover, please just fill in the linked form and we will take care of the rest for you.

Why use Cosmic assurance?

With access to a wide range of mortgage and income protection, the most expensive providers were around four and five times higher than the cheapest. These findings provide consumers with further proof that they should shop around for a better deal.

Banks and building societies have traditionally marketed their loan protection products as an all in cost. Now the loan protection cost is made clear consumers can see that they are getting ripped off.